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Reply With QuoteI doubt it, but you may check and see if your state has a high risk insurance (which won't be cheap either). My husband and I have an individual policy and pay $1,000 a month in premiums for a family of 4 and that's not even good insurance.
This is a discussion on Insurance within the Health Insurance forums, part of the Insurance and Travel Forums category; I have settled my wc claim and now have no health insurance. I was wondering if there is any way ...
Insurance I have settled my wc claim and now have no health insurance. I was wondering if there is any way for me to get health insurance due to pre-existing condition with my back. I had ADR surgery at the L4 - L5 level in my back and it is costing me almost a thousand a month to see doctor and get my meds!
Re: Insurance I doubt it, but you may check and see if your state has a high risk insurance (which won't be cheap either). My husband and I have an individual policy and pay $1,000 a month in premiums for a family of 4 and that's not even good insurance.
31 years old- 1/06- In wreck with 18 wheeler at 25 years old; 6/06- Head on collision on Interstate, both wrecks other drivers fault. Numerous MRI's, PT, chiropractic, acupuncture, TENS therapy, massage therapy, facet injections, epidural injections, Nerve study, Discogram, confirms pain in L4/5, IDET, decompression, Bi-lateral neurotomy L3/4/5, denied by insurance twice, in Active L clinical trial, had surgery March 17, 2009 in Miami, FL- received Active L disc at 29 years old. Pain and medication free as of October 2010!Mommy to Emma- 8 years, Ava- 6 years & had baby Eli after ADR, via c-section on March 25, 2011, completely pain free still!
Re: Insurance I am sorry that you are finding yourself without insurance and with back problems. I googled "barack obama health reform" and this site came up. I don't know how helpful it will be but you can search for insurance options by state.
Health Care - HealthCare.gov
30 years old
2008- diskectomy at l4-5 (didn't work)
"severe degeneration" (according to MRI report) at l4-5
scoliosis- 38 degrees
Re: Insurance Great site Claudia, I'm going to bookmark it. I found this on high risk insurance by state New Pre-Existing Condition Insurance Plan (PCIP) - Pre-Existing Condition Insurance Plan | Provisions | Understand the New Law | HealthCare.gov Click on your state and it shows the requirements, premiums and deductibles. It doesn't look near as expensive as I would have thought, looks about equivalent to what I pay on my plan (taking into consideration the individual cost)
31 years old- 1/06- In wreck with 18 wheeler at 25 years old; 6/06- Head on collision on Interstate, both wrecks other drivers fault. Numerous MRI's, PT, chiropractic, acupuncture, TENS therapy, massage therapy, facet injections, epidural injections, Nerve study, Discogram, confirms pain in L4/5, IDET, decompression, Bi-lateral neurotomy L3/4/5, denied by insurance twice, in Active L clinical trial, had surgery March 17, 2009 in Miami, FL- received Active L disc at 29 years old. Pain and medication free as of October 2010!Mommy to Emma- 8 years, Ava- 6 years & had baby Eli after ADR, via c-section on March 25, 2011
Re: Insurance Robo,
As i understand it, if you have been denied insurance and have not had any for six months, then you are eligible to purchase insurance through a government exchange. This is part of the new health reform law and people recently became eligible for this.
But check the web sites and good luck.
R
DDD or DJD
ADR recepient.
Mother of four, advocate and insurance fighter.
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